How to Get a Montana Real Estate License: Step-by-Step Guide

Montana’s breathtaking landscapes and welcoming communities make it an ideal place to launch a rewarding career in real estate. Whether you’re passionate about helping people find their perfect home or seeking a career with flexible hours and unlimited earning potential, becoming a licensed real estate agent in Montana can open up exciting opportunities.

In this comprehensive guide, we’ll cover everything you need to know about getting your Montana real estate license. From understanding the licensing requirements and associated costs to exploring the benefits of working in the Treasure State’s growing housing market, you’ll find clear, actionable steps to help you get started. Read on to begin your journey toward a successful real estate career in Montana!

How to Get Your Real Estate License in Montana

Before diving into each step, note that the Montana Board of Realty Regulation oversees real estate licensure in the state. Follow the steps below to ensure you meet all state requirements and launch your new career.

1. Meet the Basic Eligibility Requirements

To kick off your real estate career in Montana, you’ll need to meet a few basic requirements:

• Be at least 18 years old
• Have completed and received credit for at least two years of high school

If you meet these qualifications, congratulations! You’re ready to take the first steps toward earning your Montana real estate license. Let's dive into what comes next on your path to becoming a licensed agent.

2. Complete the 70 Hours of Pre-Licensing Education

To become a licensed real estate agent in Montana, you'll need to complete 70 hours of approved pre-licensing education. Whether you prefer learning online or in person, be sure your course provider is approved by the Montana Board of Realty Regulation.

What You’ll Learn:

Your coursework will cover essential topics, including:

• Real Estate Principles & Law: Understand property rights, contracts, and ownership.
• Montana-Specific Regulations: Get familiar with state laws governing real estate.
• Ethics & Professional Practices: Learn the standards of conduct expected of licensed agents.
• Practical Skills: Develop the knowledge to navigate real estate transactions confidently.

Most courses conclude with a final exam to test your understanding. After passing, you’ll receive a certificate of completion, which is required to register for the state licensing exam and submit your application.

With your education complete, you’ll be one step closer to starting your Montana real estate career!

3. Apply for the Montana Real Estate Exam

After completing your 70-hour pre-licensing education and passing the course final exam, the next step is applying for the Montana Real Estate Exam.

How to Apply for the Montana Real Estate Exam

Here’s what you’ll need to get started:

• Course Completion Certificate: Proof that you’ve successfully finished your pre-licensing education.
• Personal Identification: A valid form of ID to verify your identity.
• Required Forms: Any additional documents requested by the testing provider.

Where to Apply

Most applicants register through PearsonVue, the official exam provider for Montana. You can apply directly on their website or find a registration link on the Montana Board of Realty Regulation site.

Exam Fees and Scheduling

• Cost: Expect to pay approximately $92 per test, which is part of your overall licensing expenses.
  Location: Exams are available at multiple testing centers across Montana, so you can choose the most convenient date and location.

With your application submitted, you’ll be one step closer to becoming a licensed real estate agent in Montana. Good luck on your exam!

4. Pass the Montana Real Estate Exam

Once your exam application is approved, the next milestone is passing the Montana Real Estate Salesperson Exam. Here’s what to expect:

Montana Real Estate Exam Overview

• Total Questions: 113 questions
  
  • National Section: 80 questions covering general real estate principles and practices
  • State Section: 33 questions focused on Montana-specific laws and regulations
• Time Limit: 4 hours to complete both sections
  Passing Score: You’ll need to score at least 70% on each section to pass.

Preparing thoroughly for both sections is key to your success. Be sure to review national real estate concepts as well as Montana’s unique rules and regulations. With the right preparation, you’ll be one step closer to earning your Montana real estate license!

Exam Prep Packages

Consider investing in a comprehensive exam prep package before your test date. These packages typically include:

• Full-length practice exams to help you get comfortable with the format and timing
• Flashcards and study guides to focus on key concepts and terminology
• Interactive lessons or videos for deeper explanations of complex topics

This added preparation can significantly boost your confidence and chances of passing on the first try.

Tips for Success

• Study Effectively: Use your course materials, practice exams, and any supplemental resources your instructor recommends.
• Arrive Early: Give yourself time to check in and reduce anxiety.
• Read Carefully: Pay attention to keywords in the questions and don’t rush through your answers.

5. Complete a Background Check

Before issuing a license, the state conducts a background check, which includes:

• Submitting Fingerprints: You’ll be required to submit your fingerprints to the appropriate agency (often a local or state law enforcement office).
• Disclosing Any Criminal History: Minor offenses won’t necessarily disqualify you, but full disclosure is critical.

Failure to be transparent could result in delays or denial of your license application.

6. Find a Sponsoring Broker

In Montana, new real estate agents must work under a licensed broker. This mentorship helps you gain practical experience in a real-world setting. When choosing a broker, consider:

• Reputation: Well-known brokerages can help you build credibility.
• Training & Support: Look for offices that offer onboarding, mentorship, and continued education opportunities.
• Commission Splits & Fees: Understand how your earnings will be divided and any costs for desk fees, marketing, or technology platforms.

7. Submit Your License Application

With your exam passed and a broker sponsor lined up, you can submit your license application to the Montana Board of Realty Regulation. Requirements usually include:

• Proof of Completing the 70-Hour Course
• Passing Exam Scores
• Background Check & Fingerprint Results
• Application Fee

Upon approval, you’ll receive your Montana real estate salesperson license.

8. Obtain Errors & Omissions (E&O) Insurance

Most brokers require new agents to carry Errors & Omissions (E&O) insurance, which protects you from certain legal claims that may arise during your real estate career. While many larger brokerages often provide assistance with securing this coverage, it’s important to know your options:

Where to Get E&O Insurance

• A Group Policy: Many brokerages offer group rates for E&O coverage, making it easier and more affordable for you to get the protection you need.
• An Independent Insurance Provider: If your brokerage doesn’t provide a group plan, you can shop around and find a policy that fits your budget and coverage needs.

Regardless of how you obtain your coverage, always ensure that your E&O insurance is current to remain compliant with licensing regulations and protect your professional interests.

FAQs About Getting a Real Estate License in Montana

Now that you know the steps, let’s address some of the most common questions about becoming a licensed real estate professional in Montana.

How Much Do Montana Real Estate Agents Make?

Montana real estate agents have the potential to earn a diverse range of incomes, influenced by several key factors:

• Location: Agents working in high-demand areas tend to earn higher commissions due to increased property transactions.
• Experience & Expertise: Seasoned agents with strong referral networks often earn more, as their reputation and experience lead to higher-value deals.
• Work Ethic & Business Approach: As real estate is commission-based, the number of clients you serve and the effort you put into growing your business directly affect your income.

While the average annual income for Montana agents hovers around $50,000, many exceed this figure by focusing on effective marketing, strategic networking, and providing exceptional client service.

How Much Does a Montana Real Estate License Cost?

The total cost of earning a real estate license in Montana often includes:

1. Pre-Licensing Coursework: $200–$400 
2. Exam Fee: Around $100
3. License Application Fee: around $40
4. Background Check & Fingerprint Fee: $30–$50
5. E&O Insurance: Around $200+ per year

Altogether, plan for $800 to $1,000 or more, depending on your education provider and personal choices.

Is Becoming a Real Estate Agent in Montana Worth It?

Becoming a real estate agent in Montana can be incredibly rewarding, especially with the state’s steady population growth and desirable landscapes driving ongoing property demand. Whether you’re drawn to the career for its flexibility or the opportunity to grow your income, Montana’s real estate market offers plenty of potential.

Benefits of a Real Estate Career in Montana

• Flexible Schedule: Enjoy the freedom to set your own hours and manage your workload independently.
• Unlimited Earning Potential: Your income grows with experience, a strong network, and dedicated effort.
• Community Impact: Help clients find their dream homes while contributing to the growth of your local neighborhoods.

While the rewards are significant, success in Montana’s real estate industry takes dedication, strategic marketing, and a commitment to building lasting relationships. With the right mindset and perseverance, you can thrive in this dynamic and fulfilling career.

What Should I Know Before Becoming a Real Estate Agent?

Before starting your journey, keep these essential factors in mind:

• Time Commitment: Completing the 70-hour course, studying, and building your business takes dedication and persistence.
• Ongoing Education: Real estate laws and market trends change, so staying current through continuing education is essential.
• Networking & Marketing: Success often relies on your ability to build connections and promote your services. Social media, local events, and referrals can help grow your client base.

With focus and determination, you'll be well on your way to a thriving real estate career in Montana.

Can I Get a Montana Real Estate License If I’m Already an Agent in Another State?

While Montana doesn’t offer full licensing reciprocity, licensed agents from other states may qualify for a streamlined process. Here’s what you’ll need:

• Proof of Licensure: Submit verification of your active real estate license from another state.
• Montana-Specific Education: Depending on your experience, you may need to complete fewer than the standard 70 hours of coursework.
• State Portion of the Exam: Pass the Montana-specific section of the real estate exam.

Apply through the Montana Board of Realty Regulation’s online portal, where you’ll provide your licensing history and pay any applicable fees. Visit their website for complete details and up-to-date requirements.

How Often Do I Renew My Montana Real Estate License?

Montana real estate licenses must be renewed every year by October 31. To maintain an active license, you’ll need to complete the Required Continuing Education (CE) hours, which is 12 hours each licensing year. Of those 12 hours, 4 hours are typically in a mandatory or board-designated topic, with the remaining 8 hours being elective courses.

What Should I Do After Getting My Montana Real Estate License?

Congratulations—you’re officially a licensed agent! Here’s what to do next:

1. Join Your Broker’s Office: Complete any onboarding, training, and technology setup.
2. Network, Network, Network: Attend local events, join professional associations, and leverage social media to find clients.
3. Stay Educated: Keep your finger on the pulse of real estate trends, financing options, and marketing tactics.
4. Set Business Goals: Whether you want to specialize in luxury properties or become a top listing agent, define your objectives and create a plan to achieve them.

Final Thoughts on Getting a Real Estate License in Montana

Earning your Montana real estate license can open the door to a fulfilling and flexible career, especially if you’re passionate about helping others navigate one of life’s biggest decisions—buying or selling a home. By completing your 70-hour pre-licensing education, applying for the exam, passing the test, and partnering with a supportive broker, you’ll be well on your way to success in the Big Sky State.

Ready to get started? Enroll in our Montana-approved real estate program today and take the first step toward a rewarding real estate career!